mortgage companies the government controls. by the way, the feds have now or now have a hand in almost 90% of home loans in the united states. peter barnes from fox business is in d.c. tonight. how much could this new bailout cost if it happens, pete? >> well, shep, the fha ensures more than a trillion dollars in riskier mortgages with low down payments. typically 3.5%. so many of its older loans are going bad that one critic, ed pinto of the american enterprise institute estimates that a full blown recappization could cost taxpayers $25 billion if combined with major reforms. that does not appear likely right now, especially with budget cuts coming in the battle over the fiscal cliff but the agency has an unlimited line of credit with the treasury department. today, the housing secretary could not rule out tapping it but he said those hire fha loan fees and other changes could head it off. >> based on all of that, do you expect a taxpayer bailout as we sit here today? if so, when? >> based on those stats, i believe we have sig